Why It Can Pay To Put As Much As Possible Into Super As the retirement day of reckoning looms, it’s common for Australians of a certain age to regret not putting more into their super earlier on. While recent changes to the super rules make it easier...
Understanding Private Debt: A Strategic Component of Investment Portfolios In the realm of investment strategies, private debt has gained significant attention and prominence among discerning investors seeking diversified opportunities. Characterized by its distinct nature and potential for attractive risk-adjusted returns, private debt plays a crucial role...
WHAT IS A BOND? At their most basic level, bonds are a way for one entity to raise money by borrowing from another. For example, governments and corporations issue bonds to raise money from investors when they need new sources of capital to fund their activities. When...
Falling inflation feels pretty good so far Inflation across the major global economies has come down a long way over the last year. In the US, it reached a peak of 9.1 per cent in June 2022 before falling back to 3.7 per cent in August...
Introduction to Capital Gains Tax Capital Gains Tax (CGT) is a tax levied on the profit or loss you make when you sell or dispose of an asset, such as a rental property. It is not a standalone tax but forms part of your overall income...
There's a common perception that property prices double every seven to ten years. Despite the strong price growth through the pandemic, this hasn’t been the case lately. In May 2023, the median house price nationally was $730,000 and the median unit price was $560,000. Median house...
Innovating Your Financial Future: Introducing Our Partnership with Voyant [vc_video link='https://youtu.be/36oVC2MaEvU'] [vc_separator type='normal' position='center' color='#000000' thickness='1' up='20' down='20'] At FinPeak, our mission is to empower you to make informed and strategic financial decisions. Today, we are thrilled to announce our partnership with Voyant, a state-of-the-art financial planning platform...
The Effects of Inflation on Retirees Inflation denotes the overall price surge of goods and services in an economy, diminishing the purchasing power of money. Thus, while planning for retirement, it's crucial to gauge the future impact of inflation. In essence, the steeper the inflation during...
The question of whether to pay off a mortgage or invest extra funds is a longstanding debate. When considering the current mortgage rate of 5.95%, the calculation becomes particularly relevant. The decision essentially boils down to a comparison between the guaranteed return of paying down...
Since 2004 The ASFA Retirement Standard has served as Australia’s trusted retirement savings companion, providing a comprehensive breakdown of expenses for both a comfortable and modest lifestyle, for couples and singles to maintain a healthy, vital and connected lifestyle in retirement. It also estimates the...