Author: Michael Sik

[vc_video link='https://www.youtube.com/watch?v=oDwq30X6BKw'] [vc_separator type='normal' position='center' color='#000000' thickness='1' up='20' down='20'] Major asset class performance Global equities continued to move higher in October, supported by  resilient global economic growth, corporate earnings, subdued bond yields and optimism around artificial intelligence. Australian equities inched higher and underperformed global equities, despite a...

How a Transition to Retirement (TTR) Pension Works As Australians work longer, it’s common to want more flexibility—perhaps moving to part-time work, reducing stress, or easing toward retirement. The challenge? A drop in work hours often means a drop in income. A Transition to Retirement (TTR) pension...

What Are Geared Investment Funds?* *And Why Borrowing for Shares Isn’t “Riskier” Than Borrowing for Property Many Australians are comfortable borrowing hundreds of thousands of dollars to buy an investment property. Yet the idea of borrowing to invest in shares often feels “too risky”. Some even believe...

[vc_video link='https://www.youtube.com/watch?v=gnJCN30nwOw'] [vc_separator type='normal' position='center' color='#000000' thickness='1' up='20' down='20'] Major asset class performance Global equities continued to move higher in September, supported by a US interest rate cut, still-limited tariff effects on the US economy and ongoing optimism around artificial intelligence. Australian equities pulled back, however, it...

Are We in an AI Bubble? Why This Time Might Be Different Artificial intelligence (AI) has been one of the biggest drivers of market enthusiasm over the past two years. With share markets — especially in the US — hitting record highs, many investors are asking...

Using Your Mortgage to Build Wealth – Not Just Pay Interest For most Australians, the mortgage is their largest financial commitment. The natural instinct is to focus on paying it off as quickly as possible to reduce interest costs. While that’s important, there are strategies to...

Gold as an Investment: Why It Still Matters in a Diversified Portfolio (with Recent Performance) Gold is not just theoretical insurance — recent data shows how it has behaved relative to equities and bonds over the past decade. Below is a comparison, followed by an updated...

[vc_video link='https://www.youtube.com/watch?v=0s6wKNNVs84'] [vc_separator type='normal' position='center' color='#000000' thickness='1' up='20' down='20'] Major asset class performance Global equities continued to move higher in August, supported by continued good US earnings reports, the still-limited tariff effects on the US economy and a “dovish pivot” by the US Federal Reserve. US markets...

[vc_video link='https://www.youtube.com/watch?v=gCjX26r54wQ'] [vc_separator type='normal' position='center' color='#000000' thickness='1' up='20' down='20'] Major asset class performance Global equities continued to move higher in July, helped by further progress in US trade deals, a good Q2 US earnings season and still fairly resilient global economic growth. US-Iran military tensions have also...