Debunking ESG myths and Trump 2.0 1. Is ESG ‘woke capitalism’ harming businesses in the name of social benefits? ESG is fundamentally about risk management. Just as no investor would fund a beachfront hotel without considering rising sea levels, responsible investors assess ESG (environmental, social and governance)...
RBA Cuts Interest Rates: What It Means for Borrowers The Reserve Bank of Australia (RBA) has reduced the official cash rate by 25 basis points to 4.10% following its latest monetary policy meeting. This move was widely anticipated as inflation eased from 3.6% in the September...
[vc_video link='https://www.youtube.com/watch?v=T-Nj6h5EbvI'] [vc_separator type='normal' position='center' color='#000000' thickness='1' up='20' down='20'] 2025 Q1 Market Update Priced to Perfection - January 2025 “Although expectations of the future are supposed to be the driving force in the capital markets, those expectations are almost totally dominated by memories of the past. Ideas, once accepted,...
10 Steps to Successful Investing in 2025 and Beyond The New Year is the perfect time to revisit your investment strategy and set a fresh course for the year ahead. Whether you’re fine-tuning a well-established portfolio or just getting started, taking a few practical steps can...
How Interest Rates Impact your Borrowing Capacity Higher interest rates make it harder for borrowers to qualify for larger loans or even loans of any size. That's because for every increase of 0.50 percentage points in interest rates, the average person's borrowing capacity falls by about...
Trump's Back - What Does That Mean? Donald Trump was elected President of the US (again) - implications for investors and Australia. Key points The return of Donald Trump to the US presidency brings the prospect of more US tax cuts and deregulation, but also more tariff...
Home Loans in 2024: Trends, Tips, and How to Make the Most of Your Mortgage Navigating the 2024 home loan landscape requires a clear understanding of evolving trends and smart strategies. With interest rates stabilising yet remaining high and borrowing capacity influenced by strict serviceability requirements,...
Why Does a Consistent 1% Outperformance Matter? At first glance, earning 1% more than the market benchmark might not seem significant. But thanks to compounding, even small gains can add up to a big difference over time. What is Alpha, and Why Does It Matter? Alpha is the...
Why Buy and Hold Can Be a Lucrative Strategy: A Deep Dive into Property Ownership Costs in Australia The idea of buying and holding property is a well-regarded strategy, especially when considering the costs associated with frequent buying and selling. Whether for owner-occupiers or investors, the...
Dollar Cost Averaging Explained Understanding Dollar Cost Averaging: A Strategy for Long-Term Success Investing in the financial markets can often feel daunting, especially with the ever-present ups and downs. One of the most effective strategies to reduce risk over time, while still capturing market growth, is Dollar Cost...