I’m building wealth 

Typically by now you have established your career path and have purchased your own home (probably with a mortgage) and are looking to start a family. You may find yourself time poor with demands from work, family and personal finances leaving you in a constant state of juggling your responsibilities.


You realise that everyone is counting on you and understand that you need to do something in order to get ahead and stay on top of things. At this stage in life, managing your finances has never been as important as it is now. Developing a plan is critical to ensure that you achieve your goals and objectives but where do you start?


The building blocks at this stage in life include:

  • Budgeting – developing and managing a strategy to keep on track of a savings target
  • Managing personal debt – understanding the difference between good debt and bad debt
  • Wealth accumulation – investing in assets outside of your family home which may include shares, managed funds and property. Working out where the best place to invest (inside vs outside super)
  • Superannuation – looking at contributions strategies and making the most of tax effective investing and taking full advantage of government incentives
  • Education funding – working out the best way to fund/invest in your children’s future
  • Protecting your assets with personal insurances – what is the optimal levels of cover and how to fund these costs?
  • Estate planning – do you need a will and do you need to speak to a specialist?
Let us know how we can help