2026 Federal Budget: What It Means for Investors Last night, Treasurer Jim Chalmers handed down the Albanese Government’s fifth Federal Budget. Unlike many budgets that pass quickly from memory, this one contains some of the most significant proposed changes to investment taxation Australia has seen in...
Division 296 Tax: What Australians with Larger Super Balances Should Know Superannuation is often one of the most tax-effective ways to save for retirement. But when the rules change, it can be difficult to know whether you need to act, wait, or simply keep an eye...
Mortgage Pressure Is Rising. Here Are Practical Ways to Respond A higher mortgage repayment rarely arrives on its own. It often lands alongside rising fuel costs, higher grocery bills and a growing sense that the household budget has less room to move than it did a...
CGT Discount Changes: What a Cut Could Mean for Investors If you’ve built wealth by holding investments for the long term — whether that’s an investment property, a portfolio of shares, or managed funds — you’ve probably noticed the growing discussion about the capital gains tax...
RBA on Hold – What Next for Interest Rates and the Property Market? The Reserve Bank of Australia (RBA) has once again kept interest rates on hold, but the message coming out of the latest meeting was far from relaxed. While rates haven’t moved, the RBA’s...
[vc_video link='https://www.youtube.com/watch?v=gnJCN30nwOw'] [vc_separator type='normal' position='center' color='#000000' thickness='1' up='20' down='20'] Major asset class performance Global equities continued to move higher in September, supported by a US interest rate cut, still-limited tariff effects on the US economy and ongoing optimism around artificial intelligence. Australian equities pulled back, however, it...
Using Your Mortgage to Build Wealth – Not Just Pay Interest For most Australians, the mortgage is their largest financial commitment. The natural instinct is to focus on paying it off as quickly as possible to reduce interest costs. While that’s important, there are strategies to...
Labor Government Accelerates 5 % Deposit Scheme — A Bold Step to Unlock Homeownership Overview: What’s New? In a significant development, the Australian Labor government—led by Prime Minister Anthony Albanese—has brought forward the rollout of its expanded 5 % home deposit scheme from January to October 1, 2025 The...
Understanding Alternatives: Private Equity, Private Credit, and Unlisted Property When most people think about investing, the first things that come to mind are shares on the stock market or term deposits with the bank. But there’s a growing category of investments known as alternative assets, which...
Is It Time to Start Planning for Private School Fees? Key Takeaways The average cost of private education in NSW is over $400,000 per child from Kindergarten to Year 12. Term 3 is open day season—making now the ideal time to start budgeting and planning. Education...