Wealth Creation

05 Jan Tech Talk – What are the different styles of investing?

Posted at 14:02h in Australian Market, Financial Planning, Global Markets, Investments, Wealth Creation by Michael Sik 0 Comments

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Investing can take many different forms, and the style of investing that is right for you will depend on your financial goals, risk tolerance, and investment horizon. Some common styles of investing include: Growth investing; Value investing; Income investing; Index/passive investing; and Fundamental/active investing.   Growth Investing Growth...

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05 Jan Tech Talk – What Is ESG Investing?

Posted at 12:45h in Financial Planning, Investments, Wealth Creation by Michael Sik 0 Comments

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ESG investing’ is a broad term that covers a range of activities. ESG itself is an acronym which stands for ‘environmental, social and governance’. So ESG investing is really any investment activity that takes environmental, social and governance issues into consideration. Because it is such a...

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05 Jan Home Price Slump Continued in November

Posted at 12:42h in Economy, Property, Wealth Creation by Michael Sik 0 Comments

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The slump in home prices continues After surging by 28.6% from their pandemic lows early this year to record highs on the back of record low interest rates, home prices are continuing to plunge on the back of the fastest surge in interest rates since the...

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30 Nov The Federal Budget October 2022 – What It Means For You

Posted at 16:51h in Australian Market, Federal Budget, Superannuation, Tax, Wealth Creation by Michael Sik 0 Comments

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The Government has implemented its election policies and expects lower budget deficits this year and next thanks to another revenue windfall and various savings. Future years show a significant deterioration though as structural spending pressures, higher interest rates and lower productivity growth impact. As the...

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16 Sep Three reasons why this property downturn will likely be different

Posted at 10:51h in Australian Market, Financial Planning, Property, Wealth Creation by Michael Sik 0 Comments

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“This time is different” have been described as the four most dangerous words in investing by Sir John Templeton. But there is good reason to believe this Australian home price downturn cycle will be different. Most assets (cash is an obvious exception) benefited from the...

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16 Sep Tech Talk – Three reasons to stay the course

Posted at 09:40h in Australian Market, Global Markets, Investments, Wealth Creation by Michael Sik 0 Comments

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Markets have moved with such speed and velocity in both directions since the beginning of the COVID outbreak it has been difficult for investors to adjust with so much conflicting information being circulated. Decades of data, however, shows that staying invested through volatile times has been...

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31 May Super Smart Strategies for EOFY

Posted at 14:35h in Financial Planning, Superannuation, Wealth Creation by Michael Sik 0 Comments

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With June 30 fast approaching, it’s time to start thinking about your super for another year. We’ve put together five smart strategies that may benefit you now, and help boost your super. Superannuation Strategies Add to your super and get a tax deduction - if you are...

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01 May What is investment gearing?

Posted at 14:35h in Investments, Wealth Creation by Michael Sik 0 Comments

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Gearing simply means borrowing money to invest. It can be used to enhance the overall returns on your money by allowing you to make a larger investment than would otherwise be possible. The borrowed money can be used to invest in assets such as shares,...

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26 Mar Monthly Market Commentary – March 2021

Posted at 09:56h in Financial Planning, Global Markets, Wealth Creation by Michael Sik 0 Comments

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Interest rates – a less orderly increase! After gradually increasing over recent months, long-term bond yields rose more sharply in February, with the U.S. 10-year rate rising 34 basis points (bp) to 1.41%. Australian 10-year bond yields rose a staggering 78bp to 1.92%, with the 10-year...

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16 Mar What does gender equality have to do with making money?

Posted at 21:34h in Ethical Investing, Wealth Creation by Michael Sik 0 Comments

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Key points Australia's national pay gap is 13.4% with women earning about $25k less per annum overall Females have on average 47% less superannuation than men on average when they reach retirement Women are represented on 32.9% of the boards in the companies on the...

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