Gearing simply means borrowing money to invest. It can be used to enhance the overall returns on your money by allowing you to make a larger investment than would otherwise be possible. The borrowed money can be used to invest in assets such as shares,...
For many reasons, women face additional hurdles when it comes to achieving financial freedom. So it’s important to take control of your finances now, and be proactive when it comes to planning your financial future. The unfortunate truth is that women experience low-income and poverty at...
The answer is: as soon as you begin working. Too late for that? Remember that saving will be easiest if you start now. Saving for retirement is effectively a balance between your quality of life today and living your best life tomorrow. Let's work backwards, how much...
Superannuation Overview Why invest in superannuation? Superannuation is an investment environment designed specifically to help you save for retirement. Knowing what superannuation is and how it works can give you greater control and the confidence to make the financial choices that are right for your needs. For...
[vc_empty_space height="15"][vc_column_text css=".vc_custom_1592446190082{padding-top: 25px !important;padding-right: 25px !important;padding-bottom: 25px !important;padding-left: 25px !important;background-color: #1fa1b0 !important;}"]The end of the financial year is fast approaching and there’s a great way to help you save on tax while boosting your super plus a few other handy tips. For most, the 2019/2020...
What changes are being made? On 23 October 2019, the Federal Government introduced the Treasury Laws Amendment (Reducing Pressure on Housing Affordability Measures) Bill 2019, which proposed amendments to deny the Capital Gains Tax (CGT) main residence exemption for foreign residents with effect from 7:30 pm...
Contrary to what some people may think, debt can help you build your wealth - especially if the debt is used responsibly with a clear plan and objective. In this article, we look at three ways that may help you to better utilise debt to...
Upsize your super with downsizer contributions People aged 65 or over may be eligible to make additional super contributions of up to $300,000 per person from the proceeds of the sale of their home from 1 July 2018. These are known as ‘downsizer contributions’ and they...
With spring season on the horizon and conditions looking like they are turning a corner. There has not been a better time to start thinking about building a property portfolio. We've teamed up with 9 other industry experts to help you become a property nerd...
It is uncertain with the potential change of government how some of these strategies will fair going forward, however, as of April 2019 we know that there are things that you can do to make your super work harder for you. Tax-deductible super contributions You may be...