SmartMoneyMoves Tag

24 Sep

Posted at 12:40h in Finance, Financial Planning, Investments, Property, Tax, Wealth Creation by
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Using Your Mortgage to Build Wealth – Not Just Pay Interest For most Australians, the mortgage is their largest financial commitment. The natural instinct is to focus on paying it off as quickly as possible to reduce interest costs. While that’s important, there are strategies to...

01 Aug

Posted at 10:54h in Economy, Investments, Property, Superannuation, Tax, Wealth Creation by
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The 2025–26 Super Contribution Rules: What’s Changed and What It Means for You The concessional contributions cap remains at $30,000 for FY2025–26. The non-concessional contributions cap remains at $120,000 (or up to $360,000 using the bring-forward rule). The Super Guarantee (SG) has increased from 11.5%...

26 Jun

Posted at 16:49h in Economy, Investments, Property, Superannuation, Tax, Wealth Creation by
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The Hidden Wealth of the Age Pension: Understanding Its Lifetime Value When planning for retirement, many Australians focus primarily on superannuation balances and investment portfolios. However, the Age Pension remains a cornerstone of retirement income for a significant portion of the population. Understanding its true lifetime...

29 May

Posted at 08:52h in Economy, Investments, Property, Superannuation, Tax, Wealth Creation by
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Imagine an extra $500 landing in your super fund, courtesy of the government, simply for being proactive about your financial future. If you're a low to middle-income earner making after-tax contributions to your super without claiming a tax deduction, you could be eligible for this often-forgotten-about...