Investing is all about putting your money to work to achieve long-term financial goals. But when it comes to investing, there are many options available, and choosing the right one can be challenging. Two popular investment choices in Australia are investing in property and investing...
Key Points: • Interest rates are on the rise, and it's important to take steps to protect your financial well-being. • A financial HealthCheck is a good starting point to assess your current financial position and understand how rising interest rates will affect your debts and investments. •...
What happened in 2022? The COVID-19 pandemic finally started to become endemic in 2022, though it continued to cause issues in China. Despite this, the past year has been challenging for investors due to various factors. Inflation rose significantly in 2021 and continued to increase, largely...
The slump in home prices continues After surging by 28.6% from their pandemic lows early this year to record highs on the back of record low interest rates, home prices are continuing to plunge on the back of the fastest surge in interest rates since the...
“This time is different” have been described as the four most dangerous words in investing by Sir John Templeton. But there is good reason to believe this Australian home price downturn cycle will be different. Most assets (cash is an obvious exception) benefited from the...
Last night the Federal Treasurer, the Hon. Josh Frydenberg MP, delivered his third Federal Budget. Here's a summary of some of the announcements that may impact you. Summary On the personal taxation front, the proposed changes include an extension to the low and middle-income earner tax offset...
Gearing simply means borrowing money to invest. It can be used to enhance the overall returns on your money by allowing you to make a larger investment than would otherwise be possible. The borrowed money can be used to invest in assets such as shares,...
In part 1 of this series, we talked about investing in residential property (you can view the post here) now we take a better look at the other side of property investing, commercial property. Commercial property includes office buildings, warehouses (industrial), shops (retail), childcare and hospitals...
Covid-19 has certainly changed a few aspects of our daily lives and non more so than how we work. According to a study from Roy Morgan, over 4.3 million (32% of working Australians) have been 'working from home' (WFH) since the start of the pandemic...
Investing in property is a huge decision and can be very costly if you get it wrong. The first decision you need to make is: "Are you buying a home to live in or are you buying it as an investment?" We will be breaking...