FinancialIndependence Tag

What Are Geared Investment Funds?* *And Why Borrowing for Shares Isn’t “Riskier” Than Borrowing for Property Many Australians are comfortable borrowing hundreds of thousands of dollars to buy an investment property. Yet the idea of borrowing to invest in shares often feels “too risky”. Some even believe...

Using Your Mortgage to Build Wealth – Not Just Pay Interest For most Australians, the mortgage is their largest financial commitment. The natural instinct is to focus on paying it off as quickly as possible to reduce interest costs. While that’s important, there are strategies to...

The Hidden Wealth of the Age Pension: Understanding Its Lifetime Value When planning for retirement, many Australians focus primarily on superannuation balances and investment portfolios. However, the Age Pension remains a cornerstone of retirement income for a significant portion of the population. Understanding its true lifetime...

What to Do if the Market Tanks When You're Retired or Close to It Uncertainty is becoming the new normal for investment markets. After the global economy began recovering from the pandemic, fresh challenges like geopolitical conflicts and shifting global alliances introduced new volatility. This can...